DocumentsChecklist

Documents an NRI/PIO must possess while applying for a home loan in India

If an NRI/PIO is a salaried individual then he/she must possess the below documents to apply for a home loan

  • Copy of employment contract
  • Latest Salary slips
  • Updated work permit
  • Bank statement for 4 months or 6 months statement of NRE/NRO account
  • Passport/Visa copy
  • PIO/OCI card
  • Power of Attorney (if applicable, in respective bank’s format)
  • Customer credit check report
  • Property agreement duly registered or other related documents
  • Income Tax returns of last 2 years

If an NRI/PIO is a Self-employed individual he/she must possess the below documents to apply for a home loan

  • Balance sheets and P&L a/c of the company for last 3 years
  • Company and Individual Bank Statements for the last 6 months
  • Income tax returns (3 years)
  • Passport/visa copy
  • Utility bill for address proof
  • PIO/OCI card
  • Power of Attorney (if applicable, in respective bank’s format)
  • Credit check report
  • Property agreement or other related documents

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